Research On The Legal Regulation Of The Base Medical Insurance For Urban And Rural Resident

The different medical insurance systems between the city and the countryside have led to the fact that the people can not be treated fairly because of their different household registration.That was not consistent with the concept of social equality.The medical insurance system of urban and rural residents has been extended from the pilot of individual regions to the popularization and operation of the whole country,with the impetus of the policies of the party and the country.However,owing to the lack of the upper legislation on the medical insurance,there are still great differences in the planning of the implementation and operation of the plan.The existence of this discrepancy is detrimental to it's implementation in the nationwide,and is not conducive to the realization of universal health care.The author mainly discusses the background condition of legal regulation of medical insurance system from the perspective of jurisprudence,and gives some suggestions on the specific paths and regulations of the legal planning in China.Since the basic medical insurance of urban and rural residents is a basic social insurance,it must be combined with the basic theory of social insurance.It security object is "informal employment group".Because of its particularity,it must be a kind of basic social insurance system which differs from the basic medical insurance system of urban employees.It should be in the same position as the basic insurance system of urban workers,and it is corresponding to the employee insurance,they constitute the national medical security system.Legal regulation of medical insurance system for urban and rural residents required to summarize and improve the resources of the local system,to summarize the relevant provisions in the social Insurance law,as well as the implementation of the accumulated institutional resources in the region and legislative practice.The pilot work in each region also reflects a number of problems in the regulation of the various pilot regions in the phases of the emergence of the experience and legislation they provide.The time and content of the social medical insurance system in the world is very different because of different economic,cultural and political backgrounds.Therefore,we should pay attention to different economic and social backgrounds in the experience of other countries,and focus on the reference of system construction and development process.With the announcement of the State Council's opinion on integrating the basic medical insurance system of urban and rural residents,the direction and division of legal regulation of the basic medical insurance system of urban and rural residents are also more clear.Under the guidance of its basic principles and objectives,we should first stipulate the basic medical insurance system of urban and rural residents in the form of regulations,and refine their specific implementation and operation.The regulations should stipulate the basic medical insurance system of urban and rural residents in the aspects of the subject system of insurance system,financing system,handling system,payment system,management supervision system,dispute settlement system and legal liability.When the basic medical insurance system of urban and rural residents has matured enough and accumulated more abundant experience,we should make a unified national basic medical insurance legislation according to the level of social and economic development of our country.