Study On The Medical Insurance Of Heilongjiang Professional Skiers

In May 2016,the State Sports General Administration issued the "13th Five-Year Plan" of"Sports Development" to speed up the transformation of the functions of the government departments and gradually build a multi-level and multi-level sports service supply and security system is the current focus of work,improve the athletes incentive protection policy,To achieve full coverage of the social security system athletes.The establishment of athletes health insurance system to complete the sports "thirteen five" planning important work.2022 China will host the Beijing Olympic Winter Games,professional sportsman health status related to the results of the Olympic Games,professional ski resort health care work caused by government departments attention.Professional skiists in the domestic and international competition on a breakthrough results,in the excellent results behind the high risk of movement,professional skiing athletes frequently injured,so the medical insurance has a huge demand.The problem of medical safety of professional skiers can not be solved well and will directly affect their competitive level.The development of competitive skiing will also be affected.Based on the welfare economics theory,the demand hierarchy theory and the fair theory,this paper expounds the current situation of the medical insurance work of the professional skiing athletes in Heilongjiang Province,and then finds out the problems of the medical security of the professional skiing athletes in Heilongjiang province.At present,the problems of health insurance for professional skiists are as follows:heavy reward and light protection thought affects the athletes,the system has a negative impact;the proportion of medical insurance capital investment is small,the lack of special funds for medical insurance;commercial sports insurance main body,sports Professional insurance is low;professional ski resort medical insurance legal pertinence,low level of legislation;sports trauma rehabilitation hospital did not play a role;lack of medical team and other issues.By drawing lessons from the developed commercial insurance system of the United States,the perfect policy system of Japan and the advanced medical service in Germany,this paper sums up the development of medical insurance for Heilongjiang Province,which is a good practice for the development of health insurance,and puts forward the ideological and institutional environment of medical security Professional ski resort salary income,the reform of professional skier preparation system to improve the professional ski resort health care participation rate;appropriate increase in health care spending,to allocate professional ski resort medical insurance funds to increase the training center for snow training;guide insurance companies to participate Sports insurance market,the introduction of specialized commercial sports insurance products to open the sports insurance market;improve the medical security legislation targeted to improve the professional ski resort medical insurance legislation level to improve the professional skiing health insurance legal system;play the role of sports trauma rehabilitation hospital,Snow sports medical service team to improve the level of medical services.