Financial Precision Poverty Alleviation Mode And Practice Research Of Fuping County

As a demonstration county of microfinance poverty alleviation on a national scale and Financial poverty alleviation in Hebei province, Fuping county guided by the spirit of the party's eighteen and the third Plenary Session of the 18th CPC Central Committee, according to the central, provincial and municipal general plan, based on the economic reform and governance capacity in the region increased to poverty alleviation is taking on to finance poverty reduction as the starting point to build the county and township (town) and village levels of financial services network as the core to carry out industry-focused accurate financial poverty, its innovation and practice of other poor regions have important reference poverty.In this paper, through discovered problems, analyzed problems and solved the problems, I began to accurately analysis the mode of Fuping county poverty alleviation on innovation and practice by literature analysis, comparative analysis, case analysis and some other methods. Based on the study of financial theory and practice of poverty at home and abroad, I began to discuss the mode of Fuping county poverty alleviation in depth, and introduce the features of their mode on innovation in detail, Including county rural tertiary financial service network covers all, a complete coverage of agricultural insurance, poverty alleviation loan guarantee full coverage, the good faith system construction full coverage to allow farmers to develop modern planting "start-up loans, engaged in insurance, service network, credit is property" and analyze the results. Then deeply analysis the problems existing in the practice of fuping county financial precision poverty alleviation, finding poverty alleviation loan risk is high, incomplete financial markets, mainly includes credit cooperatives as well as the corresponding guarantee company loan difficult practice and discount policy issues; Credit consciousness, not in-depth industry planning, financial ecological environment is poor; Financial policy implementation male, talent scarcity and other issues. For these issues to increase financial innovation, construction of multi-level rural financial markets; build credit system, optimize the financial ecological environment; credit risk management and control, optimizing the loan process; focus on building industrial zones, and some suggestions on constructing concentrated area of industry for development.