The Innovative Practice And Research Of Financial Poverty Alleviation In Fuping County,Hebei Province

Poverty alleviation and development is the key to building a moderately prosperous society in all respects and achieving the two centenary goals.China has always attached great importance to poverty alleviation and development work in poverty-stricken areas.Although it has achieved remarkable results,it also faces the problems of large-scale poverty,deeper poverty,endogenous impetus,high risk of returning to poverty,regional salience,and weak development foundation.Therefore,it should be Further increase the poverty alleviation and development,and finance as an important promoter of self-development plays a decisive role in the development of poverty alleviation and development.In recent years,the State Council has also paid great attention to the development of inclusive finance.Inclusive finance has further promoted poverty alleviation in poor areas,provided impoverished areas with equal financial services,and promoted social equity and economic development.This article begins the discussion in this context.Hebei Province actively responded to national policies and issued the “Guidelines for Financial Poverty Alleviation in Hebei Province” to guide all regions in carrying out financial poverty alleviation work.Hebei Province has made some progress in the implementation of financial poverty alleviation,especially in Fuping County.This article takes Fuping County as an example and uses case analysis,literature research,field research,system analysis,and induction to summarize methods.Conducted a detailed introduction.After briefly expounding the relevant theories and practices related to financial poverty alleviation at home and abroad,this article introduced the innovative practice and effectiveness of financial poverty alleviation in Fuping County,including the three major aspects of the government's assistance to financial poverty alleviation,banking perfect financial services,and insurance protection,and then discovered that Fuping Problems still existing in the county's financial poverty alleviation work,such as the inadequacy of the policy system;the low involvement of financial institutions in the market,the lack of product innovation,and the poor sustainability of operations;problems of poor rural credit awareness,weak financial awareness,and lack of financial professionals.In response to the above issues,it has proposed nurturing featured industries,developing new financial products(such as "futures + orders" and other products,encouraging active participation in the futures and options market,establishing a "cooperatives + banking + insurance + futures companies" linkage mechanism),building multi-level Financial services platform(policy financial institutions play a role in infrastructure construction,commercial financial institutions sink financial services,cooperative finance plays a major role in poverty-stricken households' production and living needs,insurance institutions innovate local characteristics in poverty alleviation insurance,and financial technology empowerment support Poverty alleviation,etc.)Strengthen the construction of rural credit system,strengthen the dissemination of financial knowledge,and improve the treatment of financial professionals.