Research On The Implementation Strategy Of The Off-site Audit Of H Bank

With the rapid development of commercial banks and the expansion of information technology, the banks business goes towards the electronic, information and data level. Off-site audit work makes the bank can follow the banking business and the pace of technological development. Off-site audit work can not only determine the risk point and the focus of the audit for on-site audit, but also point out the defect confirmation directly, which effectively enhance the effectiveness and efficiency of the bank's audit work. H Bank since 2008 has carried out the off-site audit work, in order to promote a full range of internal control, supervision, operation. However, according to my understanding, off-site audit of H Bank shows some problems, which strongly needs to be solved, which will ensure its off-site audit work smoothly, and further guarantee the bank's audit effectiveness and efficiency.Specifically speaking, firstly, this paper described the situation of the off-site audit work of H Bank, including its personnel arrangement, the system construction, the data platform construction, tool use and model construction and risk index system construction, etc.. Secondly, by combining the specific example and the author's working experience, the paper analyzed the existing problems of the off-site audit work in H Bank such as lacking the standardized working mechanism, lacking the formed index system, lacking a complete working system, etc., and pointed out that" H Bank urgently needs to further promote its off-site audit work ". Once again, this paper, all-around, analyzed the characteristics of off-site audit work experience of foreign banks such as its independent authoritative audit mechanism, its flexible and scientific audit technology, and its importance to the quality of audit personnel, and pointed out the worth reference Countermeasures for domestic banks. Finally, as for the existing off-site audit problems of H Bank, combining foreign experiences, this paper put forward the improvement and perfection of implementation plan for the off-site audit work of H Bank, which includes working mechanism, information platform, work methods and work team and other aspects.On the whole, with the audit method more perfect and information technology increasing, the implementation of off-site audit scheme design, this paper put forward based on information means, will effectively alleviate and solve the drawbacks existing in H Bank's off-site audit work, and will fully enhance the role of H Bank in terms of risk management, internal control.