Research On The Security Modes For Mobile Payment In Chinese

In recent years, the rapid development of mobile payment in China has been gradually with the basic mobile payment environment, but the whole industry is still facing many problems, the first is the mobile payment security issues. This thesis launches the research on the problem of how to construct the security model of mobile payment.China's mobile payment business has broad prospects, but at present, a lot of security threats constrain the development of the industry. In this thesis, on the basis of the relevant literature, mobile payment security is discussed from the relevant aspects with the integrated use of literature analysis, case study and summarizes the methods. The main business of mobile payment are classified and summarized, the general model of mobile payment summed up; the main risk facing the current mobile payment were compared,which comes a conclusion that internal risk of mobile payment system is higher than the external, mobile terminal, payment platform and security payment terminal need strict protection. At the same time, this thesis divides the security layer and carries on the demand analysis of the mobile payment system, targets the security of mobile payment platform; It also analyzes the security requirements of mobile payment industry chain participants, that the security problem is not the isolated existence, the solution of which is the transition from the function to the resources of industry chain. On the basis of all above, the top-level design of mobile payment security model is proposed in this paper,which including the security architecture of mobile payment and the whole industry chain mode of safety management for users. In addition, related suggestions about security measures and implementation of the mode are put forward to the user:user training is the key, industry standard should be unified, laws and regulations to be perfected, business model needs innovation, Collaboration is very important.