| With the rapid development of science and technology,internet financial has gradually emerged.As a new developmental pattern of bank,internet financial changed people's traditional pattern of consumption,and requires commercial banks to change the existing management model timely.Under the rapid development of internet financial,the development of the traditional commercial bank is affected by many factors,their function as agency is weakened,but with the impact,reformation and innovation arises in the traditional business of the commercial banks,a lot of new financial services emerged.Although naissance of the new financial services brings severe challenge to commercial banks,it also brings a huge consumer market.Take the challenge as an opportunity with the help of Internet technology to exploit the advantages to the full is the route must take for transformation and development of commercial banks.In order to get better development of traditional banks,we must seize the needs of internet financial development era,and find out effectively way to join the traditional commercial banks and internet financial seamlessly.Firstly,this paper analyzed current development and new trend of internet financial,summed up the important influence of Internet Financial Development on traditional commercial banks,and achieved better combined development through the research.Secondly,find reasonable solutions through the analysis of the development of the Bank of China Jiang Xi Branch,the existing problems,the environment of Internet financial and financial risks.Thirdly,offered developmental proposals of the Bank of China Jiang Xi Branch in the context of internet financial.Bank of China Jiang Xi Branch should keep on innovating and transforming,and carry out the Internet related financial services cater to consumer demand to ensure that commercial banks can do better in Internet financial business and make further development in the information age. |
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