Research On The Problems And Countermeasures Of Commercial Banks' Financial Support For The Development Of Modern Service Industry

Modern service industry in general belongs to the third industry category, the concept is broad, the current international and domestic have not formed a unified definition. From the perspective of financial services, we define the concept of modern service industry as follows:modern service industry is to meet the modern and modern industrial development needs, relying on modern information technology and modern management Concept, the use of new business models and services generated and developed service industries. In short, the modern service industry is the emerging service industry and upgraded after the traditional service industry, that is, the modernization of the service industry.China's modem service industry is developing very rapidly, from 2005 to date, the annual growth rate of value-added services in the modem 15% -30%. The deepening of industrialization, the upgrading of manufacturing industry and the development of urbanization will greatly promote the demand of the whole society for the service industry. Our service industry, especially the modern service industry, is stepping into the golden development cycle. It is estimated that in 2020 China's service sector will account for more than half of GDP, while the modern service industry will also dominate the service industry.In this paper, the development of modern service industry from the perspective of commercial banking, through a large number of data analysis, the development of modern service industry financial situation and the problems are sorted out and summarized, the use of PEST model of the development of modern service industry macro environment And then uses the diamond model of Porter to summarize its micro-environment. On this basis, the advantages and disadvantages of the development of modern service industry and the possible opportunities and challenges are illustrated and analyzed. For example, CITIC Bank's development of modern Service industry - the present situation, problems and suggestions of supply chain finance.