| Science and technology insurance to promote China’s scientific and technological innovation, protection of scientific and technological innovation, improve our scientific and technological strength has an extremely important role, high-tech enterprises in technological innovation in the risks and costs can be effectively reduced. The emergence of science and technology insurance in our country is a major step in our country to implement the strategy of independent innovation, implement the scientific concept of development and promote the integration of science and technology and insurance. This breakthrough work greatly advocates and protects high-tech enterprises to explore scientific and technological innovation. Therefore, many of the relevant provisions of science and technology insurance documents have been issued by the CIRC and the management of science and technology, in order to promote science and technology insurance continued healthy development. These policies on the introduction of science and technology insurance for the development of China’s science and technology insurance has opened up broad prospects, but in China’s science and technology insurance pilot also appeared in many problems, how to solve these problems, to ensure the rapid development of science and technology insurance has become a difficult problem.This paper explores the new model of rapid development of science and technology insurance in China from the perspective of specialization of science and technology insurance. The article first introduced the concept and function of science and technology insurance, made a definition of the basic concept of science and technology insurance,and then introduced the Taiping Science and Technology Insurance Company background and set up the purpose, and from the product, management, personnel analysis of the Pacific Science and Technology Insurance Operating relative to the traditional property insurance company advantage. And then from the insurance,legislation, science and technology insurance awareness and other aspects of the analysis of the need for professional and technical management of science and technology, as well as the rapid development of hi-tech enterprises, national policy support and rapid technological progress and other factors to China’s science and technology insurance professional management The possibilities brought about. The development time of science and technology insurance in China is longer than that of our country. There are many experiences that merit our reference. This paper introduces the development of science and technology insurance in the United States and Japan, and analyzes its development of science and technology insurance Bring the revelation. Finally, on the basis of the above analysis, this paper puts forward the countermeasures from the four aspects of professional development concept, scientific management and management,diversified product protection and talent pool. |