On The Management Of Maintenance Labor Cost For Vehicle Insurance

At present,there exist some serious problems in China's maintenance market,such as inadequate supervision,obvious monopoly,patchy maintenance services,the opaque repair price and so on.Besides,the high insurance vehicle maintenance labor cost not only affects the healthy development of the property insurance industry and hurts the legitimate interests of consumers,it will eventually hinder the development of the whole automobile industry.Although we can get some inspiration by studying the advanced vehicle maintenance labor cost management of other countries,due to the unknown management and huge differences in assessing the damage cost in China and foreign market,we should carry out the labor cost maintenance management for the insured vehicles based on the current situation of our country's insurance vehicle maintenance.China's insurance industry must go its own way and try to get dominance over the pricing,of the vehicle maintenance through innovation and practice.In carrying out the price management of vehicle insurance,the insurance industry should unify its thinking and standards,and continue to strengthen its control over the vehicle maintenance labor cost by developing a set of man price maintenance standards and system which can gain wide recognition by the whole industry.Vehicle maintenance labor cost management should be based on standardization of maintenance price.Standardization management is the starting point,without which maintenance data will lose its property,the operating system cannot be identified and the database cannot carry out the analysis of large data.In order to insure the accuracy in maintaining the price,the daily management and control of maintenance labor cost can use the “confidence interval method” to assess the damage behavior at the front.It should also use “the deviation management method” in the background system to insure the objectivity of the price maintenance.Meanwhile,the “labor cost index theory” can also be creatively used in the highest end so that the price can be kept reasonable through data analysis.Maintenance labor cost management of vehicle insurance in China is still in its infancy.Compared with the foreign countries,it had a quite late start and there is also a big gap in the management technology.Therefore,we need to continually innovate the theory,change our ideas,seek common ground while reserving differences as wells as exploring through practice.The insurance industry department and the insurance industry association can be advised to strengthen their top-level designs make circuit diagrams and use the Internet information technology to strengthen the insured vehicles' maintenance price management and control ability.