Study On The Supplement Circumstance Of The Commercial Insurance To The Social Security

As we all know that only when the people can live a happy life can our country maintain stability and develop well.However,the social security system gradually emerging out the shortage of small scope of coverage,high operating costs,low level of protection,insufficient financial support and so on.The commercial Life-Insurance has the trait of security and can make up for the losses.Therefore,the role of the commercial insurance becomes increasingly obvious,that it is an important supplement of the social security system now.But because of a lot of reasons,the commercial insurance doesn't play a significant role in our country.This thesis is a study on the supplement circumstance of the commercial insurance to the Social Security.Based on analyzing the reason why the commercial insurance fails to complete the Social Security well,the thesis puts forward the corresponding suggestion.First,the thesis introduces the study background,significance,study status,study methods,innovation and shortages.The second chapter describes the Social Security System,commercial insurance and other concepts,and the relationship of commercial insurance and social insurance.At the same time,it analyzes the commercial insurance with the SWOT analysis method.The third chapter analyzes the supplement circumstance of the commercial insurance to the Social Security in China and abroad.The fourth chapter analyzes the reason why the commercial insurance fails to complete the Social Security well.Last,the thesis puts forward the corresponding solutions,such as listing Commercial Long-Term Care Insurance in social basic security.This thesis aims to discuss how to make the commercial insurance functioning well through analyzing its complementary function.Our society and economy are developing rapidly,concentrate on the people's livelihood projects,improve the well-being of the people,improve people's standard of living.