G Bank Compliance Risk Management Research

In recent years,commercial banks continue to maintain a stable operation,increasing the size of the balance sheet,but with the economic development has entered a "new normal.,economic growth slowed in the background,all kinds of bank risk gradually exposed.However,commercial banks usually pay more attention to traditional risks and ignore the core risks of compliance risk.The commercial bank is the risk management organization,and its own is also the risk existence,therefore,controls the good risk,is the commercial bank health sustained development basic condition.In the early 90s,a series of scandals occurred on the international risk,operational risk,such as major banks such as money laundering cases,from the case analysis,commercial banks operating illegally,illegal operation and internal bank staff in violation of laws and regulations is the main reason for triggering the case,from the bank level,which is the compliance risk management control performance.As the core of commercial bank risk management,compliance risk is the foundation of other traditional risk management,and its importance is self-evident.However,due to lack of understanding and other reasons,China’s commercial banks compliance risk management started late,not enough attention,in the actual experience of management is still more formality,the lack of effective implementation of the implementation.It is very important to study the compliance risk management of commercial banks in the context of the gradual exposure of banks’ non-performing assets and the occurrence of bank cases.Therefore,the study of compliance risk management is of great practical significance for the prudent management of commercial banks and healthy and steady development.Based on this background,the comprehensive risk management theory and corporate governance theory based on the concept of the compliance risk,through to the domestic and foreign commercial bank compliance risk research and practice summary,combined with the G bank compliance risk management,compliance risk management of advanced banks,using the case analysis and comparative analysis.From the domestic and foreign well-known commercial bank compliance risk management practice of commercial banks,analysis of typical cases,the control of G bank compliance risk management situation,summed up the problem of G bank compliance risk management,and on this basis to optimize the compliance risk management recommendations:to create a more favorable environment;strengthen the compliance risk management culture to identify,evaluate and report;and handling mechanism to improve risk;improve the compliance assessment and accountability mechanism.