Research On Financial Risk Assessment Of CCB

As the global financial environment changes,combining with the current financial market competition situation,Commercial Bank need to analysis and evaluate of its own financial risks comprehensively and systematacially,in order to reduce financial risk.China Construction bank as one of China's four big state-owned Banks,once was in financial trouble,will have a great impact on financial industry and even the national economy.This is also the comprehensive evaluation of China Construction Bank financial risk as the main reason of the research topic.The first is to classify the financial risks of China Construction Bank: the quality risk,liquidity risk,capital safety risk,profitability risk and market risk,and introduced the commercial bank financial risk identification method in empirical applications and evaluation method,then use financial statement analysis and index analysis of the financial risk of the China Construction Bank has carried on the brief analysis,on the basis of using the analytic hierarchy process(ahp),respectively,from the construction quality of Banks' capital risk,liquidity risk,capital safety risk,profitability,risk,market risk,etc,to build the construction bank financial risk comprehensive evaluation system,selected the nearly five years of data analysis,concluded that China Construction Bank's financial risk is relatively stable between 2012 and 2014,because of the bad loans in 2015,have declined in 2016.Finally,the paper puts forward some concrete suggestions on strengthening the financial risk prevention of China Construction Bank.The results of this study may help companies to better avoid future financial risks.