Research On The Influence Of Credit Financing On E-Commerce Supply Chain

With the rapid development of e-commerce,the supply and demand relationship between enterprises in the electricity supply chain is increasing,which makes the financing problem of the small and medium-sized enterprises in the supply chain become more prominent.The innovation of supply chain financial service based on e-commerce has become a new research field in supply chain management.With the accumulation of information over the years,the enterprises have developed financing products for small and medium-sized enterprises in the supply chain,which has become an important way to solve the financing problems of small and medium-sized enterprises.It also has an important impact on the relationship between enterprises in the supply chain.So the impact of supply chain financing products developed by electric business enterprises on the supply chain of electricity providers is the focus of this paper.Based on the research of domestic and foreign scholars on the supply chain,supply chain finance and supply chain finance based on e-commerce platform,Taking Suning and Jingdong two enterprises as an example to analyze the e-commerce supply chain system.Understand the electricity supply chain and its constituent elements.By introducing the process of capital supply chain financing in Jingdong,this paper explains the definition of supply chain finance,and compares the role of each participant in the supply chain finance and the general supply chain finance.Next,through the understanding of supply chain financing products developed by electric business enterprises,the supply chain financial products are divided into pool financing products,movable pledge financing products and credit financing products,and the credit financing products as an example to conduct a comprehensive analysis of credit financing products,summed up the credit financing products can not only solve the financing problem of small and medium enterprises in the electricity supply chain,but also a solid supply chain cooperative relationship between enterprises to attract More small and medium enterprises stationed in the electricity business platform,the development of electricity supply chain and stability have a positive impact,Finally,this paper constructs the function model to obtain the higher income of the credit financing products in the electricity supply chain than the enterprises that do not use the credit financing products.It proves that the credit financing products are more in line with the willingness of the participants,better than other financing methods.And Suning developed the "letter speed" products as an example to illustrate the product on the financing of enterprises C and Suning the impact of C enterprises to demonstrate the use of "letter speed" financing than other financing methods will get higher income conclusions.This paper analyzes the influence of credit financing products on the electricity supply chain by qualitative research and quantitative research.Trying to explore the impact of supply chain financing products on the participants in the supply chain and the supply chain as a whole through the comprehensive exploration of the supply chain financing products.At the same time through the electricity supply chain financing product development process and the classification of financing products for the electricity business enterprises to develop supply chain financing products to provide technical guidance.