The Risk Monitoring And Pre-warning Of Qishang Bank Xi'an Branch

Risk management is one of the core business of commercial banks.Under the influence of economic downturn and the rapid development of network finance,the risk of commercial banks shows the complex environment and risk management not only confront with tradition Credit risk,such as market risk,operational risk,new technical risk and regulatory risk,but also faced with the regulatory risk and the risk of network.Traditional commercial banks management of risk in China mainly relies on the experience judgment of risk management personnel and the risk by compensation measures.Making the risk management of commercial banks more forward-looking and initiative,so that the risk management mark forward,thereby reducing or avoiding economic losses,to ensure the safety of funds.It is of theoretical value and practical application background to carry out the research on risk monitoring and early warning of commercial banks.This paper combines the research trends research methods of risk management and risk monitoring and early warning mechanism of commercial banks at home and abroad,and the new characteristics of commercial banks in the new situation.These are the basis and support of the follow-up research.Secondly,Qualitative and quantitative methods,especially the risk monitoring and warning of the traffic signal analysis method.Based on the theory of early warning of commercial banks' risk measurement,this paper constructs the early warning index system of commercial bank risk monitoring,analyzes the present situation of current risk monitoring and early warning management of Xi'an Branch of Zigang Bank by means of economic signal analysis method,and gives the risk monitoring and early warning of Xi'an Branch of Qixian Bank And the early warning signal of the risk monitoring and warning of Xi'an Branch of Zigang Bank,according to the risk warning signal of Xi'an Branch of Qishang Bank,aiming at improving the risk monitoring and warning level of commercial banks.The research results of this paper not only have practical application value of risk monitoring and early warning of commercial banks,but also have positive reference for other small and medium-sized commercial banks.The research of this paper is also the development of commercial banks in the context of external economic downturn and internal business transformation.Discussion on the Theory and Method of Risk Monitoring and Early Warning of Risk Management Gateway.