| With the development of economy,the deepening of reform and opening up,the financial system reform is also deepening.Under such a circumstance,the competition between commercial banks is becoming more and more intense.As a part of the commercial banking system,city commercial banks are also facing unprecedented fierce competition.To be in this fierce competition environment,the city commercial banks must continue to strengthen their own operations and risk management,and constantly improve their own performance evaluation system.The traditional performance evaluation system mainly focuses on the financial indicators,and the financial indicators reflect the commercial banks in the past period of time to obtain the operating results,with some limitations,and can not play a guiding role in the future development of commercial banks.Therefore,it is urgent to reform the current performance evaluation system of city commercial banks.In the process of performance evaluation,we not only need to consider the financial indicators,but also other non-financial indicators for some consideration.As a strategic management tool,the Balanced Scorecard can solve this problem well and establish a set of city commercial bank performance evaluation system based on Balanced Scorecard to evaluate the business development of city commercial firms comprehensively.Development can play a positive role in promoting.This paper chooses the Beijing Bank A branch as the representative of the city firm,first analyzes the problems existing in the current performance evaluation system of the Bank of Beijing A branch,and then improves the performance evaluation system of the Bank of Beijing A branch based on the Balanced Scorecard,Designed a set of Beijing Bank A branch in line with the business philosophy and development strategy performance evaluation system.When designing the performance evaluation system of Beijing Bank A branch based on Balanced Scorecard,the setting of indicators is fully integrated with the operating characteristics of Bank of China A,which is in line with the long-term development strategy of Bank of China A branch.Finally,the Bank of Beijing A branch designperformance score table,through the calculation of the indicators of the score and the total score to the Bank of Beijing A branch of the comprehensive performance evaluation.The establishment of a set of performance evaluation system which is suitable for the long-term strategic goal of city commercial banks is the demand of city commercial banks’ own development,which is of great significance to the sustainable development of city commercial banks.How to design a performance evaluation system based on the Balanced Score Card which conforms to the characteristics of China’s city commercial banks is a step-by-step process,it needs to be constantly explored in practice. |
