The Study Of Credit Aid In Farmer Specialized Cooperatives Of The Bazhong Branch Of The Agricultural Bank Of China

The country and governments always focus on and attach importance to three rural issues.With economic globalization and profound agricultural reformation in China,division of labour of rural economy has become more and more elaborate.Disperse and single farmer as rural economic agents cannot meet the demands of the current social development.Therefore,farmer professional cooperative occurs under this circumstance.In recent years,farmers professional cooperative has gotten into a new period of vigorous development.However,the creation and survival and development of any cooperative need certain funds support.Farmer professional cooperative is characterized by the weakness of financing assurance,the lack of fund supply and the insufficiency of self-raised funds,whose development urgently requires rural financial institutions finance support to effectively cover the shortage of agricultural inborn economical weakness and solve the problem of financing difficulty.Under the guide of the current precise poverty relief policy,the Agricultural Bank of China as rural financial institution and serving three rural issues has made the credit and loan of farmer professional cooperative as important work.ABCBazhong branch as ABC second-level branch has began to support farmer professional cooperatives to help them develop since 2014.After several years ABC Bazhong Branch has seek out methods supporting farmer professional cooperatives.However,it is clearly understood that some farmer professional cooperatives urgently needing financial support have not been given corresponding financial support.The financing sufficiency has become the significant bottleneck.This paper states the concepts and basic connotation of farmer professional cooperative and credit support,introduces the theoretical basis of farmer professional cooperative financial support,and finally forms a theoreticalframework.Combiningwith Bazhong basic situation and the reality of three rural issues serve of ABC,this paper indicates the importance of credit support from ABC Bazhong Branch for farmer professional cooperatives' development and loan present situation.The main operation modes and existing problems have been summarized by analyzing fives farmer professional cooperatives loan.Meantime,by referring to successful cases of farmer professional cooperatives loan of some commercial banks,the farmer professional cooperative credit support modes for ABC Bazhong Branch has been conceived and countermeasures and suggestions about farmer professional cooperative credit support of ABC Bazhong Branch have been presented.Consensus and directions about bank credit supporting the cooperatives' development have been obtained.