A Research On The Problems Of Rural Logistics Finance Development In Jilin Province

Building a new socialist countryside is a major historic task at the present stage in China,and developing the rural economy is an important task in building a new socialist countryside.In the process of comprehensive development of rural economy,the settlement of rural financial problems is an important breakthrough.The shortage of funds for agricultural economic development,the large amount of funds in the rural financial market through the postal savings and commercial banks to the cities and developed areas,leading to the lack of the original scarce rural funds.From the point of view of commercial banks,microfinance loans are aimed at farmers,and the cost of management and information is very high.Under the principle of maximizing profit,the micro-loans to rural areas are slowly losing their strength.Therefore,the difficulty of farmers' loans and the difficulty of financing have become the bottleneck of restricting our rural economy.In the rapid development of e-commerce today,the development of rural economy and e-commerce must be closely integrated,but because of China's rural logistics facilities and low technical level,small logistics enterprises,logistics management lags behind,lack of logistics personnel and other factors,Seriously restricting the development of rural logistics.Therefore,strengthening the construction of rural logistics system is of great significance to the construction of new socialist countryside,how to realize the effective combination of rural logistics and finance,solve the financing difficulties of ordinary farmers and rural small and medium enterprises,expand the scope of logistics enterprises,reduce their operating costs As a kind of financial products,logistics finance can enhance the business scope of logistics enterprises,and it can solve the problem of financing difficulty for farmers and the enterprises in rural areas at the same time.Financial innovation is a kind of financial products.This paper introduces the concepts,theories and models of logistics finance,and sums up the problems in the development of logistics finance in rural areas of Jilin Province by summarizing the norms of logistics finance in Jilin Province,as well as the supporting system,participating subjects and related specific models.Including the backward economic development level,the lack of sound legal system in rural areas,the lack of effective government guidance and a single product of financial institutions,logistics development in rural areas backward,and gives reasonable recommendations for the development of rural logistics in Jilin Province provide some reference.