Research On The Financial Support Of Ping An Bank For New Urbanization

Urbanization refers to one process when population engaged in agricultural production migrate to the towns and economic structure develops from traditional agriculture to the second industry and the third industry with the industrial upgrading of industry,is also an important symbol of a country's modernization."New urbanization" takes urbanization of population as the core,takes urban agglomeration as the main form,takes comprehensive carrying capacity as the support,takes system and mechanism innovation as guarantee,promotes the combination of industrial development,population agglomeration and employment transfer and takes the road of China characteristics of the development of people-oriented,intensive and efficient,green intelligent,four modernization synchronization,comprehensively improving the quality of urbanization.New urbanization will be the engine for the realization of China's rapid economic development and industrial upgrading,and will bring the huge development space for commercial banks.In the face of the strategic opportunities brought about by the new urbanization,commercial banks not only should actively participate in the new urbanization construction,but also seize the historical opportunity to realize the business transformation and asset structure adjustment,promoting the development of financial business fast and well.How to support new-type urbanization financially to develop themselves is a strategical problem to consider for mediate-small commercial bank.This paper takes Ping An Bank in new urbanization as the research object and defines the connotation of new urbanization and financial support on the basis of careful study and absorption of relevant research results at home and abroad.Based on the theory of urbanization,financial development and the mechanism of urbanization and financial development,this paper analyzes the relationship between new urbanization and financial development,financial demand and financial supply in the construction of new urbanization.Then,combined with the actual situation of Ping An Bank,this paper explores the opportunity and challenge of Ping An Bank to support new urbanization,analysizes comprehensively the advantages and disadvantages of Ping An Bank to support the newurbanization,constructs the SWOT matrix of Ping An Bank to support the new urbanization,summarize the experience of commercial bank to support new urbanization.Finally,from the perspective of Ping An Bank's development strategy,this paper puts forward the development strategy of Ping An Bank in support of the new urbanization in order to provide reference for the future development of the financial business of Ping An bank.