Study On The Problems And Countermeasures Of The Basic Old-age Insurance System

China under long-term structure of two urban and rural economic system,the new rural social pension insurance system and urban residents social pension insurance system in the system design and management of the two level,in a separate state for a long time,resulting in the disadvantages of our social security system "fragmented" increasingly apparent.Weihai,as a coastal city in Shandong Province,the elderly population continues to increase,the deepening of the aging population,to bring greater pressure on the elderly in Weihai.Since October 29,2012,the city of Weihai will be a new type of rural social endowment insurance and urban residents of the social pension insurance system of these two systems,the establishment of basic old-age insurance system for urban and rural residents.July 1,2014 promulgated the Interim Measures for the convergence of urban and rural pension insurance system to further regulate the transition between the system and other pension insurance system.Although the basic old-age insurance system for urban and rural residents has achieved some success for many years,there are still some problems in the process of implementation.This paper takes Weihai city as the research object,using the fair,urban-rural integration theory,the status of implementation by way of personal interview and questionnaire survey on the current urban and rural residents in Weihai basic pension insurance system to be understood,found in Weihai City,urban and rural residents in the basic old-age insurance system of residents tend to choose lower pay grade in the process of implementation;basic urban and rural pension insurance policy advocacy in the content is not exhaustive,in a way,not rich;the transfer of basic old-age insurance for urban and rural residents is unreasonable;supervision is weak,the relevant agencies handling capacity is insufficient;the pension benefits staff receive certification difficulties in five aspects.Aiming at the above problems,this paper presents the implementation of gradient subsidy system,to encourage residents to improve the pay grade;change the form of publicity,enhance people's awareness of insurance;cohesion rules established between different periods of the endowment insurance system;strengthen supervision,improve the ability of handling related institutions;standardize the pension benefits staff receive certification standards and recommendations to improve the basic old-age the insurance system for rural residents to protect the population flow between urban and rural areas of Weihai city pension rights,demolition of labor mobility barriers between urban and rural areas,to a certain extent,is conducive to promoting the construction of social security system in China.