Study On Implementation Of Basic Endowment Insurance System For Urban And Rural Residents In Yingshan County

For a long time,the establishment and improvement of the old-age insurance system in our country has always been divided into groups.The old-age insurance between different groups not only has its own policies,but also has great differences in treatment.This is not conducive to the establishment of a harmonious and democratic socialist society with Chinese characteristics.The basic old-age insurance policy for urban and rural residents,especially the rural residents' pension insurance policy,has always been the focus of social attention and is also the key link in China's realization of pension equality.The reform and improvement of the basic old-age insurance policy for urban and rural residents is an important breakthrough to resolve the issue of old-age care in China.Therefore,improving and perfecting the pension insurance system for urban and rural residents has received increasing attention from scholars and the general public.The social security of urban and rural residents in all regions has entered the fourth year since China's official implementation of the basic endowment insurance system for urban and rural residents in 2014.In the view of present situation,this policy has significantly improved the retirement status of urban and rural residents.However,during the process of advancing the basic endowment insurance system for urban and rural residents,some problems have gradually emerged.There are still much left to be improved both in the basic endowment insurance system for urban and rural residents and the implementation of relevant policies.This paper takes Yingshan County of Huanggang City,Hubei Province as an example,through field investigation and in-depth analysis of the status quo of the implementation of the basic old-age insurance system for urban and rural residents in the region.After combing,the author found that the main problems were: the inadequate guarantee,the idle collective subsidies,the low payment range,the difficult survival authentication,the lagging behind platform construction,and the inadequate system construction.The reasons are mainly reflected in the lack of localfinancial supply,low basic pensions and inadequate government subsidies;village collectives have difficulties in securing their own operation and are unable to give collective subsidies;the insured people either suffer from low standards of living or suffer from insurrection,or misunderstand the policies;there are obstacles in the information channels,and the co-organizers do not work well;the overall and systematic thinking is insufficient and they fail to keep pace with the times.In view of the existing problems in the implementation of the basic old-age insurance system for urban and rural residents in China,this paper puts forward suggestions for improving and perfecting the implementation of the basic old-age insurance system for urban and rural residents,such as the establishment of multiple protection mechanisms to enhance protection efforts,enhance the endogenous motivation of urban and rural residents to implement collective subsidies,build a contribution incentive mechanism to increase payment levels,improve the level of information technology to effectively survive certification,strengthen the platform construction and improve the service level,perfecting systematic structure to strengthen system supply and other measures in order to provide reference for the local government,but also to provide reference for promoting the national endowment insurance system for urban and rural residents in the country to further deepen reform.