Research On The Implementation And Problems Of Rural Social Endowment Insurance System In Liaoning

The country has gradually become the aging society,the social security problems of the elderly has become a frequent topic.Over the years,the gap between urban and rural areas gradually increased,it is important and urgent to solve the rural old-age security problems in.2009 implementation of the new agricultural insurance in Liaoning Province,vigorously promote the new agricultural insurance system in the province,it has changed the structure of two Yuan in urban and rural areas of rural social endowment insurance,and reduces the gap between urban and rural areas in social security work,comprehensive coverage of the new rural endowment insurance system in Liaoning Province,to promote the construction of new socialist countryside.But the new agricultural insurance has some problems in the system itself,the implementation of the system and the system environment.This paper provides in-depth analysis of the new rural social pension insurance provisions,access to a large number of new agricultural insurance and rural social endowment insurance,unified and other aspects of the literature,and take the questionnaire to collect first-hand data,summed up the Liaoning Province in the rural social endowment insurance issues,such as pension protection is low.The level of basic pension and the pension replacement rate is very low;there is a deviation of system design details and the actual situation of Liaoning,farmers pension age for both men and women,local subsidy standards across the board,individual payment incentive mechanism is not perfect;there are in the new agricultural insurance system implementation problems with the depth and breadth of propaganda is not enough,focus only on the insured the number of local subsidies,there is great pressure,pension value-added ability is weak;in addition,the pension insurance system supporting laws Still need to improve,urban and rural social endowment insurance is very different.The countermeasure and suggestions are proposed in this paper to improve the rural social endowment insurance system in Liaoning Province,firstly,perfecting rural social pension system,the subsidies should be consistent with the level of local economic development,in favor of social justice situation,not to the local government caused an excessive financial burden;to make a distinction between different regional development and allow the government to implement more basic pension subsidies,rural social endowment insurance should follow the principle of differentiation;to carry out a variety of rural social old-age security model,build more suitable for the elderly life insurance system,provide more security for the elderly in rural areas;to formulate a set of security of rural social endowment insurance or guarantee law.This is the foundation of all work.Secondly,we need to strengthen the rural endowment insurance related work to strengthen rural pension.The publicity,publicity should give full consideration to the farmer's ability to accept,do to popularize;strengthen the construction of agencies,the new rural social pension insurance system to normal,effective and healthy operation,scientific operation needs to establish a set of effective procedures and institutions;increase the income of peasants,income the direct limit of the new rural social pension insurance rate,therefore,increase the income of farmers is the root of the problem,but also an important guarantee to improve farmers' participation rate.Optimize the structure of investment fund operations,according to the current fund management effect;diversified investment is the only solution to the pension value problem.