Research For Financial Supportto Independent Innovation Enterprises From Bank A Of Suzhou Industrial Park

The independent innovation development strategy has been frequently mentioned in the national strategic level in recent years.Innovation-driven development focus more on breakthrough of the capability of independent innovation than technical introduction or reference.It’s almost impossible to get core technology from outside for the constantly improvement of technology protection.Therefore,only the core technology comes from independent innovation can bring lasting competitive advantage for the enterprise.Nowadays,a large number of independent innovation enterprises are striving in the turbulent market,they are also winning the future of constantly and rapid development of regional economy at the same time.As the pilot of Southern Jiangsu National independent innovation model zone,Suzhou Industrial Park makes an important contribution for leading the economic transformation of this zone relying on independent innovation.This article chooses A bank located in Suzhou industrial park as the research object,points out it’s deficiency and problem while offering financial supports to the independent innovation enterprises by analyzing the current situation of those enterprises as well as the financial supports they have got from commercial banks in the industrial park.It also discusses some measures for supporting independent innovation for A bank by combining with the domestic and foreign relevant experience.Although this research focuses on A bank,the problems discussed in it need to be pay more attention to and to be solved as well for most banking institutions in Suzhou Industrial Park.By analyzing and summarizing,this article proposes several suggestions in aspects such as bank service mechanism,talent training,product innovation and value-added services,hoping that these suggestions can bring ideas for commercial banks when providing comprehensive financial services to independent innovation enterprises.Sothen can improve the development and combination of technology and finance in Suzhou Industrial Park,and promote its international competitiveness in independent innovation industry.