Research On The Sustainable Development Of Rural Poverty Alleviation In Gannan Rural Areas

In the modern financial service system,rural finance is the important component of poverty is a hard nut to hoe".When financial services are combined with poverty alleviation,how to effectively carry out financial precision poverty alleviation in rural areas has become a difficult problem for many people,which has brought great challenges to financial services.The area was originally the Central Soviet Area,is one of a long history and rich resources of the area of our country,but because of the historical reasons and the natural conditions are limited,poor condition for a long time in the area,the area for poverty reduction target 1 million 50 thousand and 600 people,the poverty rate is about 11%.According to the instructions of general secretary Xi Jinping of poverty alleviation precise instructions,Gannan area is put forward to create special agricultural products deep processing base,advanced manufacturing base,the national rare metal industry base and the old revolutionary base in China to tackle poverty alleviation demonstration area,promote the combination of red tourism and local agricultural industry poverty alleviation mode,countries provide sufficient foundation for poverty alleviation to support the development.Poverty alleviation funds have high efficiency in short-term use,but whether they can continue to develop and grow remains to be studied.This study is aimed at Gannan rural financial sustainable development of precise poverty,through the analysis of China’s financial environment,analysis of the strategy of sustainable development of rural finance,aided by the case of Grameen Bank,Latin American financial institutions,India micro credit crisis,a comprehensive elaboration the development direction of domestic and foreign rural financial markets and trends.Focus on the combination of Gannan area unique cultural heritage and characteristics of agricultural products,in response to the national call for rural poverty alleviation accurate,simple elaboration of Gannan area financial service system and poverty alleviation strategy,finally discusses Gannan rural financial poverty alleviation precise sustainable development of strategy.The research ideas of this subject are literature investigation,theoretical research,induction and summarization.Will focus on the use of rural financial Gannan precise poverty this theme,to analyze the financial status and Countermeasures of rural Gannan area as the starting point,firstly the Gannan rural financial poverty alleviation andsustainable development of accurate,precise poverty of China’s rural financial policy interpretation and induction.The key technology of this study is to investigate the present situation of the rural finance in southern Jiangxi,and adopt the rural participatory survey method(ANP).Through field visits to farmers and poor households,agricultural industrialization leading enterprises,farmers’ cooperatives,family farms and agricultural industry associations and other entities to obtain their willingness to lend,demand and the way of first hand data;combing the rural financial poverty alleviation precise development characteristics and problems;provide suggestions of sustainable rural financial precise poverty.The innovation of the research using the analytic hierarchy process,the first of China’s rural financial poverty alleviation precise sustainable development problems are analyzed,and then the foreign financial holding poor case quoted at the end of the sustainable,Gannan rural financial poverty alleviation precise inquiry,the Gannan rural areas financial poverty alleviation precise sustainable development strategy on the basis of theory and practice;on the combination of typical cases,in-depth discussion at home and abroad from the perspective of rural finance,how to better carry out the rural financial innovation put forward countermeasures and suggestions for precise poverty.Through this study,we can draw the following conclusions:(1)Rural financial precision poverty alleviation is a policy aimed at the vast rural areas of our country,and it can continuously guide rural financial development towards poverty alleviation.(2)China’s rural financial sustainable development mainly exists mainly in the financial transaction cost and service population contradiction,access conditions and poor households are weak and the contradiction between the financial services and establish the system of the contradiction between the three aspects of the plight of.(3)Through Bangladesh Grameen Bank village;case study need to broaden the sources of funds in China;fully guide microfinance institutions at the grass-roots level;fully carry out the initiative of microfinance institutions;strengthen the supervision mechanism,improve the internal management;clear definition of the amount of the loan,the establishment of incentive mechanism of loan.(4)Through the case of micro financial institutions in Latin America,we need to reasonably control the ceiling of loans,fully cooperate with each other,follow the laws of the market and set the prices of products reasonably.(5)Through the case of India micro credit crisis enlightenment of microfinance institutions need to improve the internal management system of our country;strengthen guidance and supervision to the business of small loan companies;government and microfinance industry complement each other.(6)The realization of sustainable development of rural financial precise poverty can follow the financial institutions and the government to cooperate fully with the precise poverty;increase Gannan State support industry financial support;follow the laws of the market design of financial products and financial services precision precise poverty;innovation;improve the internal management level and poor precision of rural financial institutions;improve the financial basis of precise poverty alleviation services strategy.