Research On Risk Management For Agricultural Insurance Operation

Agriculture is the basic industry of a country.Its development affects the whole social economy directly.Agricultural insurance plays an important role in promoting the construction of modern agriculture in China and at the same time,the sustainable development of agricultural insurance business needs risk management.This research expounds the main risks which the agricultural insurance business faced with in its operation that showing the complexity and particularity of the risks of agricultural insurance in our country,and then points out the current dilemma and goals of agricultural insurance risk management based on the actual situation of our country.Before proposing a solution,paper studys the overseas experience with brief analysis.According to these agricultural risk and management difficulties,the research further discuss several innovative risk management tools and practice.With taking the insurance of pig price index as an example then the paper optimizes basic design idea of agricultural insurance risk management tools.The paper reveals how to make better use of risk management tools for agricultural insurance risk management at the end of the article.