Research On The Internal Control Management System Of International Trade Financing Risk Of Agricultural Bank SL Branch

Along with the increasingly jfrequent trade business between countries around the world,internaltional trade financing of commercial Banks business growing.The international trade financing of commercial Banks,with its unique advantages can not only meet the needs of the foreign trade enterprises,financing,realize the fact risk-sharing,also can increase the commercial bank middle business income,pull the bank deposit and lending business and can further promote the local economic development,will be widely promoted.The international situation is complicated,however,the international trade financing poor frequency now so it is urgent to make commercial Banks to prevent the financing risks.Based on this,this article to ABC SL branch as a case,a comprehensive in-depth study of agricultural bank of international trade financing risk management system of internal control problems,inevitably is of great significance.This paper adopted the method of literature review,theoretical analysis,case analysis and comparative analysis methods,such as agricultural bank of ABC SL branch as a case study of international trade financing risk management system of internal control problems,the full text,except the first chapter introduction to the basic logical structure and the main content is as follows:the first part(chapter 2)is relevant theoretical basis.In this section,on the basis of clearly defined some core concepts,on the basis of the theory of adverse selection,the credit cycle theory,and the theory of comprehensive risk management,in-depth analysis the mechanism of commercial Banks,international trade financing risk and protection of the basic content of internal control management system.The second part(including the third and fourth chapter)is ABC SL branch of international trade financing risk and the analysis of the current situation of the internal control management system.First comprehensive introduction to ABC SL branch,development of the international trade financing,the main products of international trade financing business,and then focus on analysis of ABC SL branch faced by international trade financing risk types and risk profile of internal control management system.On this basis,analyzed the ABC international trade financing risk of SL branch main problems of internal control management system(such as the construction of internal control environment,risk identification predictive ability insufficiency,the operation is not standard,communication between departments,trade finance track fatigue,etc.)and causes(such as:bank internal risk consciousness weak,the international business professionals lack,internal audit mechanism is not sound,imperfect information communication mechanism,post-loan supervision measures do not reach the designated position,etc.).The third part(chapter 5)is the improvement Suggestions.Here,in view of the ABC international trade financing risk of SL branch the reason of the problem existing in the internal control management system,and the application of relevant principle of mentioned in the second chapter,several Suggestions for improvement are presented,including:perfecting the internal control environment construction,strengthening the construction of international business professional talent team,build effective internal audit mechanism,establish information sharing mechanism,to carry out the credit after the regulatory policy,etc.The innovation of this article is:through the analysis of the current agricultural bank SL branches of international trade financing risk control,the main problems of management system and causes on the theory of learning,puts forward to perfect the system of suggestion,more,more conducive to implement SL branch.