Research On Optimization Of Internal Control System Of Huishang Bank Operation Business

The practice of internal control has a long history,and the internal control theory has been relatively mature after nearly 100 years of development.Due to imperfect internal control or failure,the failure of business case can be found everywhere,to the enterprise and national economy has a negative influence,so the world reached a consensus on the importance of internal control gradually,from the legal level,have put forward the regulatory requirements.The trend of economic globalization has become inevitable,the high-speed development of economy in our country,all kinds of ideas with the world,in this context,China joined the international organizations such as the Basel group,introducing advanced experiences of international mainstream view,domestic,to the enterprise internal control system construction the increasing importance of regulation is strict,step by step.As a high risk of banking,the economic interests of the enterprise chain involving multiple industry,once the banking crisis,will quickly to other industries,and even affect a country's financial security,therefore,commercial Banks internal control construction not only for their own development,has important meaning to achieve strategic objectives,the safety of the nation's financial system,the social economy and stability also has the vital role.Relative to the state-owned commercial Banks,urban commercial Banks late start,small scale,market positioning,anti-risk ability is weak,therefore,its construction and continuous optimization of the internal control system,to improve the anti-risk ability of city commercial Banks,achieve steady development,is particularly important.In this paper,the integrated use of literature analysis,case analysis,investigation of evidence law,according to ask questions,analyze problems,to solve the problem of internal control at home and abroad,the commercial Banks internal control theory and research,summarized,analyzed and concluded that the internal control for enterprises,especially the banking industry,is of vital importance to the construction of internal control system is not achieved overnight,is a dynamic process of continuous optimization.This article selects huishang bank operating business internal control system as the research object,through the introduction of huishang bank internal control system construction as a whole,to run the business on the current situation of internal control system,the theory instruction practice,summed up the current anhui merchants bank operations of the defects in the internal control system construction,through using three typical domestic and foreign advanced experience of the construction of the bank's internal control,puts forward Suggestions for the optimization,to promote the good operation and healthy development of huishang bank operations.