Research On HXQ Automotiveservice Risk And Control In P2P Model

As an pillar industry of China's economic system,the automobile technology service industry has also made considerable progress and progress in recent years.At present,the economic growth trend has slowed down,the environmental protection efforts in various places have increased,the traditional technical service management system has been challenged,and related business operations have encountered many constraints and difficulties.In the automotive industry,especially related technical services,the United States,Europe and the United States have explored earlier and developed earlier than domestic similar industries.The company's articles of association are standardized,the development system is complete,and the ability to withstand risks is strong.On the contrary,the domestic enterprises of the same type have weak ability to withstand risks,especially business risks.With the P2 P mode entering the automotive technology service field,related companies not only face the original risk source,but also generate new business risks due to the new P2 P financial model,that is,the P2 P financing method.Therefore,the automotive technology service in this context It is particularly necessary to study financial and operational risks and their control.HXQ Automotive is an automotive technology service company and its recent decline in corporate performance.In the increasingly fierce competition in the automotive technology service business,HXQ Automotive Technology Services' business goal completion and profitability goal completion is the biggest challenge.Follow the P2 P computer network thinking,learn from the P2 P Internet financial model,and build a financing business model such as financing,investment,and business selection mode through disorderly and free competition.This is the P2 P computer network structure thought and P2 P Internet financial model and the biggest inspiration to the automotive technology service industry.It is also an exploratory subversion of the P2 P automotive technology service business model to the P2 P computer network structure and P2 P Internet financial model.The reservation mechanism for the actual business work of automotive technology services also has the conditions for building automotive technology service business based on P2 P computer network thinking and P2 P Internet financial model.Under this background,based on the research on the theory of enterprise risk control,this paper takes HXQ automobile company as the research object and conducts a comprehensive study on the company's risk.Firstly,through the analysis of the performance of HXQ automotive technology service business risk,the article identifies the risk factors affecting HXQ automotive technology service operation,and believes that its existence includes credit risk,market risk,operational risk and other risk exposures.Key business risks such as debt risk,asset management risk,profit risk,and sustainable development risk,and enumerate various aspects of HXQ's risk and risk control.Secondly,the risk is measured and analyzed to further determine the main risks affecting the automobile service operation under the P2 P mode,and propose a proposed risk control process.Finally,based on the operational risk control performance data,the risk control improvement strategy of HXQ automotive technology service company under P2 P mode is proposed.In the process,and trying to improve the risk assessment system,it provides suggestions.In the above research,through the risk analysis of HXQ automotive service business in P2 P mode,the main risks of automobile service companies and the reasons for their formation were explored.Based on the analysis of the measurement and control status of automobile technology service operation risk,the defects of the company's risk control are discussed in depth,and the improvement suggestions are put forward in a targeted manner.It has certain practical reference value for the company and other similar enterprises.