A Study On The Supervision Of Mutual Insurance For Fishing Vessels In China

According to the State Council document named“Several Opinions on Promoting the Sustainable and Healthy Development of Marine Fisheries",China has integrated fishing economy into the ocean power strategy,and it provides a new opportunity to fishing economy.As the main production tool,fishing vessel is the important foundation of fishery economic development,and fishing vessel insurance is also crucial to the development of fishery.At present,mutual insurance has become the main form in the area of fishing vessel insurance.Till now,China's fishing vessel mutual insurance has already realized remarkable achievements,and the supervision of fishing vessel mutual insurance has also become an important issue at present.Perfect supervision is conducive to standardizing insurance behavior in the field of mutual insurance for fishing vessels and maintaining the stability of the insurance market.Therefore,this paper selects the perspective of insurance supervision,and analyzes the current difficulties and obstacles in the development of mutual insurance for fishing vessels in China,and proposes corresponding suggestions.Based on the existing research at home and abroad,the author pays attention to problems about the legal supervision on fishing vessel mutual insurance.The first chapter is an overview and introduction,including the concept and development status of fishing vessel mutual insurance and its supervision.The chapter also includes the status of supervision on fishing vessel mutual insurance.The second chapter focuses on the regulatory object,analyzing the character of fishing vessel mutual insurance.According to the viewpoint of this essay,fishing vessel mutual insurance in China is not commercial,it notably related to national policies.At the same time,the second chapter discusses about the character and legal status of China Fishery Mutual Insurance Association.The author holds that the supervision should focus on its characteristics like non-profit and administrative factors,and reserve appropriate space for industry self-discipline.The third chapter is the discussion on supervisor of mutual insurance for fishing vessels in China,talking about the diversification of the regulatory bodies,the synthetic enforcement,and the ambiguity of work division.Taking the multiple elements into account,the chapter selects Japan,South Korea,the United States,and Taiwan of China,drawing on the successful experience by comparing the relevant regulations of the fishing vessel mutual insurance supervisors in these countries and areas.The forth chapter is centered on the regulatory basis,like legislative situation about fishing vessel mutual insurance.The author chose the modes of fishing vessel insurance in Japan,Korea,the United States,and Taiwan of China as examples,analyzing the legislative situation and regulatory basis of different modes of fishing vessel insurance,then discovering the problems about fishing vessel mutual insurance in China through the comparison.The fifth chapter is about the recommendations to problems as mentioned,such as improving the legislation,refining the regulatory basis,and so on.The last part of the article is a conclusion,indicating the opinions and proposals of the author,also expressing the future outlook of fishing vessel mutual insurance development in China.