| In recent years,with the promotion of population policy and urbanization,the family structure of our country has changed greatly.One of the most prominent,the first is the traditional rural family health resources al ocation function is weak,the health resources of individuals al ocate in the family of kinship.In the process of urbanization,a single family gradually divorced from the family,the individual in the family access to health resources al ocation has become a more common form.It can also be argued that urbanization has promoted the transformation of family resource al ocation from family to family.The second is that China’s population policy has led to a decline in the proportion of the population of the middle age of the household,which means that the proportion of the population to create resources is decreasing while the proportion of the population is increasing.If the marriage is unmarried,then the "single core" family in the care of family members of the time will be more stretched than married the "dual core" family,can be said that China’s population policy is to reduce the supply of family health resources.The changes of these two aspects constitute the change of family structure.The study found that the demand for health insurance in urban households was higher than that in rural households,and the demand for unmarried family health insurance was higher than that of married households.Then the change of the family structure dispersion mode and proportion of health risks,from family to family dispersion is gradually replaced by the scattered family to large headed into the risk population;marital status also affect how much home health supplies,married than unmarried family households main health resource supply will be more,and less family resource supply cannot meet the shortage the needs of the family will buy commercial health more resources to make up for family health resources.These are the main factors that affect the health insurance demand of the elderly and adolescents.This study not only enriches the research literature in this field,but also for the Chinese "13th Five-Year" China health planning goals to achieve,to effectively improve the China residents’ medical health policy practice effect,has important policy reference. |