Study On Risk Prevention And Control Of Crowdfunding Model In The Era Of Internet Finance

In all kinds of development of the Internet financial mode,and the suggests model well various financing related resources fully utilized.The raise,refers to a main by publishing on the Internet,in order to obtain the market testing,research,and publicity,and financing activities to raise money.With the aid of the raise,can effectively will dock sponsors and investors all-round,thus improve the financing efficiency.Papers on Internet financial times the raise pattern risk prevention and control as the research subject,on the basis of success and failure modes of the raise case comparative analysis,and a large amount of data collection,reading,and Internet,carried on the thorough research on the risk prevention and control,the following research conclusions:(1)the financial times the raise pattern possible risks: illegal fund raising,illegal issue bonds risk;Raise funds use unreasonable risks;All raise the risk of product;The risk of the investor rights and interests cannot be achieved;Financing risk of infringing intellectual property rights in and so on.(2)the risk of the raise pattern causes are: the legislation lag caused by the unclear legal status;To cause a behavior anomie regulatory system is not perfect;The principal-agent relationship under the network environment.(3)to the problem of the potential risk of these findings based on the analysis put forward the following solutions: establish the legal status of the raise: legislation,the legal and regulatory,raise reasonable construction system of the exemption and raise the bottom line;Standardize the raised platform management,develop information disclosure system to improve the oversight system for the raise;Clear and investor rights and interests protection way;Perfect after management and exit mechanism.The Internet as a effective carrier of information dissemination,its development degree determines the raise pattern in the development of scientific success.Compared with other countries,China’s Internet the raise pattern still has very big rise space.In the face of the Internet under the financial situation of fierce competition,the raise pattern should actively change the inherent thinking and business model,financial innovation in the Internet.Only in this way can,in the fierce competition in the financial market has a good development,makes the risk prevention and control of the raise pattern at a lower or security levels.