Research Of Insurance Companies Criminal Legal Risk Prevention And Control

In recent years,insurance companies have experienced brutal development.At the same time,the criminal legal risks of insurance companies are also increasing.The causes of criminal legal risks of insurance companies are complex,and prevention and control are arduous.The legal scholars' research on the current prevention and control of criminal legal risks of insurance companies generally focuses on the anatomy of the criminal elements of criminal legal risks and on the analysis of the causes of crimes.There is no clear system of related prevention and control measures.Failed to reach consensus on reaching academic disciplines.This paper is divided into four chapters to discuss the significance and specific plans for the prevention and control of criminal legal risk of insurance companies.The first chapter combs the research background and research results of current criminal legal risk of insurance companies,discusses the necessity of the prevention and control of criminal legal risk of insurance companies,and the defects of the current research results.The second chapter identifies the criminal legal risks of insurance companies.Through the comparison of the three methods of identifying legal risks,based on the sorting of the company's operating procedures,each criminal legal risk is classified and the insurance company's criminal legal risk list is formed.The third chapter analyzes and evaluates the criminal legal risk of insurance companies.Through the retrieval of adjudicating documents,it focuses on the analysis of the criminal legal risk of illegal fund-raising by insurance companies.In conjunction with the current management level of insurance companies,the probability of occurrence or occurrence of criminal legal risks is assessed.The degree of frequency will ultimately calculate the probability of a company's occurrence of criminal legal risk.The higher the probability,the greater the risk,and the impact of criminal law risk consequences and the impact on the company and its employees.The degree of degree,the greater the degree of influence,the greater the risk.The fourth chapter puts forward opinions on the risk prevention and control of insurance companies,and from the perspective of the internal control and external supervision of insurance companies,according to the Criminal Procedure Law,summarizes the measures that should be taken by insurance companies after the occurrence of criminal legal risks.This paper starts from the fields of resource allocation,responsibilities and authority,process monitoring,rewards and penalties,internal legal review,and legal risk awareness of insurance companies,through designing systems,standardizing processes,gathering information,strengthening training,improving supervision,and ensuring inspections.The research method combines sociology,statistics,criminal lawsuit theory and other relevant discipline theories,summarizes the measures that should be taken after the occurrence of criminal legal risks in insurance companies,and provides suggestions for the prevention and control of criminal legal risks of insurance companies.