Research On The Legal System Of Long-term Care Insurance

As the parents of the first-generation one-child families entered the ranks of the elderly,The traditional family support model for the aged with multiple children supports has been greatly impacted and the function of family support for the aged has gradually been weakened.However,this contradicts the continuous growth of the elderly care needs in our country.In this context,the issue of pension care for the elderly has aroused the concern of the government and people from all walks of life.China's specific policies and systems on long-term care insurance for the elderly are still lacking.There are also a few studies on specific systems.As a country that takes the lead in legislation,China must inevitably have specific legal system arrangements to implement the long-term care insurance for the elderly nationwide,Therefore,it is necessary to start with the specific system design to explore the establishment of long-term care insurance for the elderly in China.This article intends to start from the theoretical basis of the legal system of long-term care insurance,Through in-depth analysis and discussion of the legal system of long-term care insurance in Germany,Japan and South Korea,combined with the legitimacy of the current legal system of long-term care insurance in our country,Proposed the construction of long-term care insurance legal system in China.Specifically from the following four parts:The first part expounds the general theory of China's long-term care insurance legal system:Including defining its concept and analyzing the legal features of long-term care insurance;From the four aspects of social security theory,Maslow's hierarchy of needs theory,functional loss theory and institutional change theory,the author analyzes the theoretical foundation of its existence.Further analyze the legal nature of this system by comparing with related theories such as pension insurance and medical insurance.The second part analyzes and probes into the long-term care legal system of Germany,Japan,Korea.Through the research on the legal system of long-term care in Germany,Japan,South Korea,this paper draws a conclusion on the merits of these countries in the legal system of long-term care from the aspects of legal system,service supply and main body of responsibility.The third part analyzes and probes into the legitimacy of the legal system of long-term care insurance in our country from two aspects:The necessity of constructing the legal system of long-term care insurance in our country is analyzed through the pressing reality of aging,the increasing demand of nursing insurance for the aged and the current lack of legal protection of the elderly in our country.Through the local practice and operation effect of long-term care insurance system in our country and our country's experience in building long-term care insurance system,we can learn from other countries to explore the feasibility of long-term care insurance system in our country.In the fourth part,based on the legislation model and legislative principle of long-term care insurance legal system,this paper puts forward long-term care in China from the four aspects of long-term care insurance object of care,regulatory agencies,long-term care insurance fund system and long-term care insurance payment system Insurance legal system construction path,with a view to establishing a perfect long-term care insurance legal system to solve the elderly care pension problem.