A Questionnaire-based Study On Campus Net Loan

The campus network loan platform for college students is a financial service website which specializes in taking college students as a loan object and combining lending with internet lending.In the development of Inclusive Finance College students today,lending network as Internet financial innovative credit model,students were quickly accepted,but in the brutal development at the same time,also exposed such as the platform risk control ability is insufficient,the existence of exaggerated misleading propaganda,usury,violence and other bad collection phase of social problems,these problems seriously disturbed the normal order of the university campus,causing adverse effects in society.Although the Ministry of education to the CBRC to the part of the local government,have issued on-campus loan"notice","opinions",intensive release signal to strengthen the supervision of the campus net loan platform,however,we see the little,some platform "a superficial reform",although the network stopped but through loans,consumer loans pay in disguised forms of campus loan.In this paper the author in the work experience as the basis,combined with the professional direction of their research,samples were collected through questionnaires,using descriptive analysis,difference test and regression analysis method to the students of the campus loan behavior research,consulting and collecting relevant literatures,based on summing up and drawing on the existing research results.According to the actual situation of G school students,and find out the existing network lending problems,and finally targeted to provide suggestions for the government,schools and students,lending platform.To provide first-hand research data for campus credit market,we can provide strong data for participants and future competitors.