The Study On The Cultivation Of High School Students' Financial Literacy In The Teaching Of 'Economic Life'

The reform of basic education curriculum and the implementation of quality education have made the formation and development of students'basic literacy become a focus of attention in the field of education.The rapid development of China's economy and society has brought about an increase in people's living standards.The emphasis on cultivating citizens' financial literacy has become more and more necessary.In the face of many problems in the financial literacy of high school students in our country and the current lack of financial literacy in the basic education system,we should begin to pay attention to the exploration of high school students' financial literacy training.The article first defines the concept of financial management and financial literacy,and then elaborates that the content of high school students' financial literacy training is a complete system of grasping wealth management knowledge,enhancing financial management capabilities and enhancing financial awareness and attitude.And from the perspectives of improving students' personal development,supplementing family financial education,implementing quality education,and promoting economic and social development,it is necessary to illustrate the necessity of cultivating middle school students' financial literacy in our country's "economic life" teaching.This paper analyzes the feasibility of the cultivation of financial literacy for middle school students in the"Economic Life" teaching from the preliminary availability of financial conditions and the accumulation of domestic and international financial education experience.Through the analysis of the survey data,the article reveals the problems existing in senior high school students' financial literacy,namely,relatively weak financial awareness,lack of good financial management habits,limited understanding of financial management channels,and irrational consumption.And further analysis of the causes of the problem,that is,the lack of development of education and teaching concepts,teaching methods and means is relatively simple,the system of teaching material knowledge is not strong and the development of curriculum resources is not enough.The purpose of the article is to propose strategies for cultivating students' financial literacy in high school "Economic Life" teaching,that is,clearing financial literacy training goals,continuously improving teachers,financial literacy,developing and using a variety of financial literacy cultivating resources,adopting diversified financial literacy,cultivating teaching methods,and improving financial literacy training and evaluation systems;In order to provide some practical strategies for cultivating students' financial literacy in the teaching practice of"economic life" in high school ideological and political classes.