Research On The Characteristics Of Junior Middle School Students' Money Attitude And Educational Suggestions

In recent years,money has played an increasingly important role in people's daily lives.It is no longer a simple exchange tool,but a way to influence people's values and behaviors in many ways.Junior middle school students are at an important stage of physical and psychological development.As the amount of money they can control increases,their attitude towards money and behavior patterns become a question worth exploring.The study used the money attitude scale of junior middle school students compiled by Cai Ruihua to survey 460 junior middle school students in Beijing,Jiangsu and Henan as questionnaires,and used SPSS to analyze the survey results and summarize the characteristics of current junior middle school students' money attitude.Through interviews with parents,teachers and students,on the basis of these,I have provide suggestions for junior middle school students' money education.Through the analysis of the results of the questionnaire survey data,the overall characteristics of the money attitude of junior middle school students are: in the money budget dimension,junior middle school students have a strong sense of money rules and handle money more cautiously;in the distrust dimension,use money for themselves In the situation of anxiety,it is easy to hesitate and doubt;in the dimension of anxiety,the possession and use of money is prone to anxiety;in the quality dimension,the degree of attention to commodity quality is general,but the junior middle school students do not recognize the symbol of power-reputation.In the study,the money attitude of junior middle school students was also analyzed by different variables.Personal background,family background and personal money experience all had a certain impact on the attitude of money.The results of the interviews showed that contemporary junior middle school students generally lack systematic money education.Schools,parents and all sectors of society do not pay enough attention to their financial education.In particular,parents and peers' biased attitudes toward money negatively affect the money concepts of junior middle school students,and even misleads to their money behaviors.Based on the above findings,I proposed three suggestions for junior middle school students' money education as follows:Firstly,for the family part,Parents and adolescence should be widely exposed to readings on money education,and accept the education on pocket money spending.Secondly,for the school part,a paralleled plan,concerning interdisciplinary research activity and extracurricular activities,should be carried out to strengthen teachers' sense of professional money education on junior middle school students.Thirdly,for the social part,modern social media should be efficiently used,and extensively open up more channels for spreading a scientific outlook on money spending.What's more,the government should join the efforts involving several major financial institutions to carry out an efficient money education.