Research On The Influencing Factors Of G Bank's Intermediate Business

Along with the prosperity and development of the world economy,and China's financial system reform,the interest rate marketization reform has been steady implementation of nearly twenty years,since the completion of the market rate in 2015 after the reform,the interest rate level decided to basically rely on market-based monetary policy instruments and transmission mechanism.This not only has a Great impact on commercial banks which have long been relying on the interest rate of loans,but also has a certain business risk for commercial banks.Facing the challenge,the joint-stock commercial banks in China should find a new way of development.Because the market share of intermediary business in China's commercial banks is not high,people's demand for intermediary business is also increasing.Therefore,commercial banks will focus on the middle business,which will help to increase profits and meet the challenges brought by interest rate liberalization.Under this premise,this paper chooses the development status of G intermediary business as the research object,and tries to analyze the factors that affect the development of the intermediary business.This paper first describes the background and significance of the topic and the research methods and research are briefly described,summarized the existing research achievements on the development of intermediate business of commercial banks,summarizes the conclusion of study on influence factors for the development of intermediate business of commercial banks and domestic experts and scholars from two aspects of qualitative and quantitative.Secondly,it Generalizes the types and risk characteristics of intermediary business in China's commercial banks.At the same time,it compares and analyzes the development of intermediary businesses at home and abroad,and draws valuable experience in the development of intermediary business in foreign banks.Thirdly,this paper further analyzes the development status of G bank's intermediary business,compares and analyzes the development of intermediate businesses of three joint-stock commercial banks in the same industry,and summarizes the problems existing in the development of G bank's intermediary business.Further,this paper attempts from the internal environment and external conditions in two aspects to explore the impact of G bank intermediary business development of all kindsof factors,further,through the establishment of economic model,quantitative analysis of the influencing factors of the intermediate business of bank G,and expounds the trend of the various factors on the development of intermediary business.Finally,aiming at the development stages and characteristics of G bank's intermediary business,this paper puts forward some suggestions and measures for the development of its intermediary business,hoping to help G bank's development of intermediate business in the future.