Research On Chinese Commercial Bank Intermediate Business

In recent years, in the process of the deepening of the reform of China’s financial system, China’s commercial banks also began to attach importance to the development of intermediate business, intermediate business varieties also in the continuous development. With the rapid development of China’s economy, people’s living level also gradually improve, traditional assets and liabilities business has been difficult to meet people’s needs, so commercial banks through the development of intermediary business to meet the diverse needs of customers. Intermediate business will bring some risk to commercial bank, which requires to strengthen the internal control and management of the intermediary business, strengthen the guidance and supervision of the intermediary business. According to the development of intermediary business in China, you need to change the concept of commercial banks, business model innovation, accelerate cultivate the comprehensive service talents, increase investment in science and technology.At first, this paper analyzes the basic theory of intermediate business of Commercial Bank of our country, intermediate business of commercial banks at home and abroad development status and the intermediate business role on development of commercial banks. Through the analysis of the status quo of the development of intermediate business of commercial banks in China to further understand the classification and characteristics of intermediary business development of regulations and intermediate business. Through the comparative analysis of foreign commercial bank middle business development history and can learn from the experience for comparative analysis, find our country commercial bank middle business and the development of intermediary business proposed countermeasures to further. I hope this study on the development of intermediate business of commercial banks in China have certain help.