Research On The Transformation And Upgrading Of The Insurance Industry By E-commerce

The electronic commerce in our country was introduced from the late 1990's has developed more than 20 years,from immature to mature gradually,has been in the field of business,finance,service sector showed its remarkable energy and infinite vitality.The Internet + and the advances in Internet technology have made e-commerce a thriving business.Insurance industry relative to other areas of e-commerce process industry started late,the insurance industry in China started relatively late,development is slow,as some management insurance business e-commerce platform,the third party intermediary company,professional Internet insurance company the success of the pilot,the whole insurance industry in the blue ocean market gradually penetrate into the electronic commerce,hope in this field to develop a new land.However,e-commerce to help the process of transformation and upgrading of China's insurance industry has been open,but after a short time after the explosion also entered a bottleneck period,how to achieve further breakthroughs became the problems urgently to be solved in the present.Throughout the decades of development,in the insurance industry with good performance at the same time it still has many problems,such as expansion of straightforward,industry a bad image,frequent misleading sales,products of good and bad are intermingled,vicious competition seriously,and so on,the whole industry consolidation governance is imminent.On this occasion,the vigorous development of e-commerce and the Internet make the insurance industry and see the new dawn,the whole process of the electronic operation,sales of new sales channels and patterns,new thinking and ideas will be a strong boost the transformation and upgrading of China's insurance industry.Articles for better development in the field of e-commerce,all outstanding online property insurance company from the aspects of organization structure and business model has carried on the case analysis,and puts forward some existing problems of its business and response,and this case leads to the electronic commerce promote transformation and upgrading of the insurance industry in the process of necessity and feasibility analysis,finally for the future development direction of the industry are summarized and Suggestions,in the hope that the e-commerce can really make the development of the insurance industry in China is getting better and better!...