Study On The Effect Of Poverty Alleviation In Rural Commercial Banks A Case Study Of Jiang Hua County,Yongzhou

"Three rural" issues related to the livelihood of the people,in recent years by the country's attention and support efforts are growing,is now the party and the country's economic development of the most important.China's Central No.1 document from 2007 to 2017,has been 11 years of concern about the "three rural" problem.During the period of the 13 th Five-Year Plan period,the issue of "agriculture,rural areas and farmers" continued to be the focus of the work of the whole party,and the policy of benefiting the rich peasants and peasants was strengthened.The poverty alleviation work was intensified and the poverty-stricken population was pushed out.In the face of arduous poverty alleviation and poverty alleviation,rural microfinance plays an irreplaceable role in precision poverty alleviation.Although china has made some progress in poverty alleviation in rural areas,there are still many problems to be solved in the rural microfinance situation in rural China.Such as the high cost,the risk is too large and the lack of credit mechanism,so that the problem of farmers borrowing difficult to be a fundamental solution.So the rural commercial banks after the reform of rural credit cooperatives gradually become the development of China's rural financial market Optimus Prime.However,rural commercial banks still have many problems in the operation and management of microfinance.It is necessary to constantly improve and develop the rural commercial banks in the microfinance business,so that rural commercial banks in the micro-credit business in the majority of farmers play an important role in poverty alleviation.In this paper,through the domestic and foreign research on the performance of microcredit related literature to sort out and analyze the current microfinance at home and abroad to understand the status quo.This paper summarizes the theoretical basis of micro-credit poverty alleviation and the ideas and policy suggestions to enhance the effectiveness of micro-credit poverty alleviation in rural commercial banks by means of normative analysis.An Empirical Study on the Effect of Microcredit Poverty in Rural Commercial Banks by Chromatography.In addition,this paper through the design of questionnaires,field survey farmers to collect Yongzhou Jianghua poor farmers in the microcredit after the poor farmers income changes in the data,the rural commercial banks microfinance on the impact of poor farmers income empirical analysis,To solve the "three rural" problem provides a theoretical guidance.