The Russian Pension System:Complications,Quantifications And Plausible Solutions

In recent years,every country in the world has paid more and more attention to the old-age security of its own people,especially with the increase of the aging of the population,the group enjoying the old-age security is expanding.One of the countries of the aging population in Russia has also been actively engaged in the reform of the state pension insurance guarantee,but because of the Soviet Union,it is in the Soviet Union.After the disintegration,the amount of the Russian endowment insurance is too high,and the source of income is reduced and the willingness to save the nation is reduced,and the financial burden of the Russian pension insurance is very large.In addition,in recent years,the economic development of Russia has been sluggish,the low energy price has affected the overall financial revenue of Russia,the expenditure of social endowment insurance is huge and the financial pressure has been greatly challenged.At present,under the new system of the Russian pension insurance system,the amount of the national endowment insurance is increasing,especially after the reduction of the important sources of social security tax,the source of the pension is greatly reduced,but in order to maintain the national happiness index and the stability of the country,the state federal finance invested a huge amount of money.Support the pension insurance payments.This article is based on the status of Russian pension insurance,to find out the difficulties and problems of the existing pension insurance in Russia,the history of Russian pension insurance development,the existing problems in the management of Russian pension insurance,the irrational design of Russian pension insurance management,the imbalance of the expenditure and return ratio of old insurance in Russia,and the old-age pension.The insurance benefit is lower than expected,and the management function of Russian pension insurance function is low.The reasons for the problems are that the management system of the Russian pension insurance is not perfect,the enterprises are not paying enough to pay for the employee insurance,lack of the awareness of the risk prejudgment of the management of the pension fund management,and the lack of the efficiency of the insurance management department.Finally,it puts forward the experience and Enlightenment of other countries' Endowment Insurance and the countermeasures to improve Russia's endowment insurance system.To summarize the inspiration of the Swedish countries and Poland countries to the Russian pension insurance,Russia can refer to the individual's nominal account and carry out the satisfaction and happiness of the strong citizens on the basis of the cash payment mode.Russia can learn from the experience and lessons of the reform of Poland's endowment insurance system.In particular,the three pillar endowment insurance system can help Russia stabilize the existing endowment insurance system and gradually reform the three pillar system.The corresponding solutions for the existing problems are put forward.