Research On The Price Insurance + Futures Of Corn In Yi County

Our country produce price "insurance + futures",also call agricultural commodity futures price insurance.It is not only that result of traditional price insurance and exponential insurance development for our country agricultural insurance,but also is the beginning of the development of "insurance + futures" in China.Agricultural prices "insurance + futures" pattern is a combination of agricultural insurance and agricultural products futures both the advantages of agricultural risk management tools.It is the innovation and development of agricultural insurance pricing and agricultural risk transfer in our country,and the development of agricultural insurance has opened up a new road and has broad prospects for development.Although China's agricultural insurance and agricultural products futures have developed greatly in recent years,it still cannot satisfy the development need of our country modern agriculture alone.The emergence of "insurance + futures" also meets the needs of China's agricultural modernization.The emergence of "insurance + futures" is conducive to promoting the diversification of agricultural risks,ensuring the development of agriculture,protecting farmers' income,safeguarding national food security and ensuring social stability.At the same time,the emergence of "insurance + futures" can effectively undertake national policies,reduce the financial burden and the upper limit of the number of "yellow boxes".Switzerland abundant new futures companies in 2013 in liaoning province in yixian the system of agricultural products futures has achieved good results,and on the basis of the combination of Dalian Commodity Exchange has carried out the earliest "insurance +futures" pilot,has experienced several years of development form righteousness county corn prices "insurance + futures" mode.The practical exploration of yixian model in "insurance +futures" has important research significance for the combination of agricultural insurance and futures in China.Therefore,this article obtains from yi county mode,using the theory of insurance and futures,and combined with the data,using case analysis to analyze the operation and effect of "insurance + futures" mode of corn price in yi county.By “second price + copy option“and price “insurance + futures” comparison.,this paper analyzes the advantages and disadvantages of the corn price “ insurance + futures “model from the aspects of spread of price risk from farmers,actual income of the farmer,choice of risk transfer mode,operation cost..According to the analysis,the current Yi corn price “insurance + futures” model still exists some problem,including limited pilot scope,there is no significant influence,thesubsidy mechanism is not sound,the risk diversification system is not perfect,risk,of default,propaganda is insufficient,protect price risk only,safeguard strength is limited,belong to "yellow box" policy,should turn to income insurance.propose that,,promote the development of new agricultural business entities,the government has stepped up its support to improve the fiscal revenue system,,promote the development of agricultural insurance and agricultural futures markets,Introduction of multiple subjects,rich " insurance +futures",strengthen cooperation between insurance and futures and enhance publicity,actively promote the change of Price Insurance to Income Insurance.