Research On Supply Chain Finance Of Small E-commerce Enterprise Based On Cross-Border Platform

Small e-commerce enterprises based on cross-border platform financing difficult problem seriously restrict the development of small enterprises in our country.Small ecommerce enterprise play an important role in the economic development of our country.But most of the small e-commerce enterprise lack unified management and adequate collateral in the process of development,they can not get loans through the traditional financing model easily.Even if they can obtain loans from banks and other financial institutions,they also has a high cost.It is too high for small e-commerce enterprises based on cross-border platform to afford it.Although the state has staged a series of policies to foster small e-commerce enterprise development,the data show that they still faced the problem of financial.At the same time,with the rapid development of Internet technology and electronic commerce both at home and abroad,e-commerce supply chain finance arises combined with cross-border platform and supply chain finance.At present,based on this new type of cross-border e-commerce platform of small e-commerce enterprise financing,domestic also lacks the theory and case study.It is worth researching about the model of the specific business process and the financing process and operation mechanism.Based on various literature by reading,the article aimed at small e-commerce enterprise financing problems and the current status of the existing financing model proposes new ways of supply chain financing mode of cross-border platform.And expounds the business process,operation mechanism of the new financing mode and financing process;Secondly,compared with the traditional financing model to illustrate the advantages and disadvant-ages of the new financing model,points out that under the mode of e-commerce supply chain finance small e-commerce enterprises are more likely to get a loan.So,we need to make full use of cross-border e-commerce platform to relieve the small micro enterprise financing difficult question.Thirdly,small e-commerce enterprise should choose the right financing mode according to their circumstance in view of the above case analysis.Finally,summarizes the full text and give the perfect suggestions and measures to perfect e-commerce supply chain finance.