Research On The Optimization Of Y Financial Company's Risk Management Talent Team Based On Competency Model

Financial risk management team is very important for the development of financial enterprises.The essence of financial technology is finance,and the core is financial risk control.Financial risk management can improve the operation of enterprises by eliminating and minimizing the adverse effects of financial risks,thus promoting the stability and development of business.Financial risk management is the gain and loss between profit-making organizations and non-profit organizations in measuring and controlling risks and returns.The term "financial risk management" is the core of financial language.With the development of financial integration and economic globalization,financial risks are becoming increasingly complex and diversified,and the importance of financial risk management is becoming increasingly prominent.Financial risk management includes identification,measurement and control of financial risks.Because of the negative impact of financial risks on economy,finance and even national security,many large enterprises,financial institutions and organizations,governments and financial supervision departments are actively seeking the techniques and methods of financial risk management in order to effectively identify,accurately measure and strictly control financial risks.Risk management talents are directly related to the development of financial industry.Therefore,in order to obtain the personal characteristics,behavioral characteristics,core competencies and competency indicators of Y financial company's risk management personnel,this paper adopts the behavioral event method,through the Y financial company's risk management professional support personnel a total of 25 people,including 7 risk management department managers,10 assistant risk management managers,8 other risks Managers,who conduct semi-structured interviews,obtain a large number of written materials,according to the logical classification of the collected items for processing,Y financial company risk management personnel should have the key quality elements,the competency indicators are divided into: personal quality,professional ability,professional knowledge.Based on this,a competency model was established,which included 19 items such as industry consciousness,volition,professional ability and professional knowledge.Based on this,this study establishes a risk management talent competency model,and puts forward four suggestions for Y financial company to optimize the risk management talent team.Firstly,the human resource planning subsystem based on competency focuses on the investigation of the potential competency characteristics of risk managers and the competence of risk managers to meet future challenges.Secondly,the recruitment and selection subsystem of risk managers is based on competency.The recruitment and selection subsystem is based on enterprise culture,business objectives,strategic objectives and performance standards of risk managers.Thirdly,the training subsystem of risk managers is based on competency,which includes the analysis of training needs,the arrangement of training plans,the implementation of training and the evaluation of training after training.Fourthly,the performance management subsystem based on competency concerns not only the performance results of risk managers,but also the behavior process.This study can be used for reference in the optimization of risk management talents in the same industry.