Research On The Development Of Mobile Payment Business

Mobile payment business is an electronic currency with mobile communication technology with the combination of cross-industry service,it not only enrich the mobile payment bank service connotation,more users with a very quick and convenient payment business.Users don’t need to pay with much cash,need to carry his mobile phone,even the user need only in the home,lying in his bed by mobile payment business pay for their purchase goods and services.The domestic mobile payment is still at the initial stage,the definition,boundaries,such as basic approach to technology,key problems Credit safety,business model and the operating problems waiting to be solved.To be successful mining the gold,need to be in the mobile phone industry for a thorough research and analysis to pay,so as to find influence mobile payment the breach of the business development,through the solve problems and to set up for the China market characteristics of mobile payment mode.This paper is the current mobile payment by the business market research results and based on the user consumption behavior,social attribute data base for data mining method;Combining the domestic mobile payment business development conditions,foreign operators business development situation,the electronic commerce development direction.Push to suit the.performance analysis of the use of future mobile payment business model,to solve the current mobile payment business development in the existing problems and break through the business development bottleneck.The first part of this paper mainly aimed at the definition and the classification of mobile payment is summarized.The second part describes the mobile payment business condition,mobile payment is like mobile payment based on theory realize mature technologies and e-commerce market mature and mobile phone pay business practice process.The third part mainly expounds the mobile payment business situation at home and abroad and analysed.The fourth part discusses mainly the pay phone business development process the existence the question.The fifth part mainly for the fourth part of the problem put forward from all aspects of the corresponding solution countermeasures and methods.The sixth part mainly expounds the China mobile payment for the future of the business development prospects.