A Study Of The New Agricultural Management Entities Financing Obstacles And Its Influence Factors

The rural market in China has great potential,traditional agriculture is in the key period of accelerating the transformation and upgrading of modern agriculture,new agricultural management entities,such as large professional households,family farms,professional cooperatives and agricultural leading enterprises,have emerged in large numbers and become the main force of modern agricultural development.The main body of new agricultural management gets rid of the shackles of backward production and small farmer management in traditional agriculture,and adopts specialized and standardized production mode,using mechanical farming or assembly line operation.Agricultural production and operation shall be conducted in accordance with the standards of production and operation of enterprises.The new agricultural business entities not only promoted the marketization process of the modernization of agriculture and rural economy,promoting rural economic development,increase the income of rural residents,is currently in China to achieve a comprehensive well-off society,promote the modernization of the inevitable choice for development of agriculture and farmers rich.Compared with the traditional farmers,the scale,intensive and mechanized degree of the new agricultural main body production is higher,and accordingly more capital investment is needed.However,because the new agricultural main body is still in the primary stage of development,less assets can be used as collateral and the ability to resist risks is limited,under the traditional rural financial service model.The financing needs of the new agricultural operators can not be well met,and the shortage of funds has become the bottleneck restricting their development and expansion.In Shandong Province,Tengzhou is a large agricultural city with a wide rural area,a high proportion of agriculture and a large proportion of farmers.In recent years,there have been remarkable achievements in the development of modern agriculture,and a large number of new agricultural management subjects have been cultivated and developed.This paper adopts investigation,questionnaire,through the investigation and study of Tengzhou City,307 new agricultural business entities financing problems,obtains the first-handinvestigation data and materials,using the research methods of combining theoretical research and empirical analysis,in accordance with the questions,analysis,problem-solving ideas,first introduced the related theory of new agricultural business entities financing;Secondly,through sorting out the survey data,the development status and capital supply and demand of the new type of agricultural business entities are analyzed,and the reasons for the financing obstacles of the new type of agricultural business entities are summarized;Thirdly,using the Logistic model of ranking,the paper makes a deep analysis of the factors affecting the financing barriers of the new type of agricultural management.It also makes a comparative and empirical analysis of the farmers' professional cooperatives and the "large agricultural households",which are composed of family farms and professional large households.the results show that the greater the amount of financing required and the longer the term,the greater the obstacle of obtaining financing;The main body of business can provide complete financial statements when it comes to financing,if there are professional and technical personnel in production and operation,the difficulties encountered in financing are smaller;In terms of the government's policy factors,the more discount loans provided by the government,the more perfect the rural credit system is,the less the financing obstacles of the new agricultural business entities will be;The factors affecting the barriers to financing of farmers' professional cooperatives are different from those of large agricultural households,the main influencing factors are the availability of complete financial statements,the amount and duration requirements of financing,while the government policy factors have little influence on the financing barriers.Then,through summing up the successful experience of the domestic Jiangxi Province and Jiangsu Province,as well as the United States and Japan abroad in solving the financing dilemma of the new agricultural management subjects,this paper provides a reference for solving the financing problems of the new agricultural management subjects;Finally,from the perspective of the new agricultural management subject itself,financial institutions and the government,this paper puts forward some relevant countermeasures and suggestions to solve the financing obstacles of the new agricultural management subjects.