Research On Target Price Insurance Of Lingnan Characteristic Fruit

At the end of 2010,Shanghai introduced vegetable price insurance pilot at first,price insurance came into the public line of sight gradually.in 2014,the central No.1document mentioned the exploration target price insurance formally,the national regions have carried out the food,vegetables and pork target price insurance.As a supplement of agricultural insurance,the target price insurance breaks the shackles of the past underwriting yield risk,can cover the market risk of many farmers production,and extends the insurance category to market risk.And compared with the traditional agricultural insurance,the price insurance clauses design has the market targeted,the provisions are simple,easier to understand,claims are simple and fast.When the other areas has designed the local characteristic agricultural product target price insurance i,as a large province of fruit,Guangdong fruit insurance market is still in the blank phase,so this paper analyzes the current domestic and foreign common price insurance,combined with the development status of Guangdong fruit market,discusses the necessity and feasibility of Guangdong fruit target price insurance,selected representative Maoming litchi,designed a suitable local target price insurance.Through the study of the fruit farm products insurance of Maoming litchi in lingnan,we hope to provide some academic references for other products in Guangdong or other regions.And with the support of the government policy,the agricultural market risk is transferred to the insurance main body,the insurance body reasonably sets the relevant fruit target price insurance,guarantees the farmers' income source,farmers at ease of production,the market price tends to be stable.