Study On The Development Of Business Deposit In Branch N Companies

With the vigorous development of large capital management and Internet finance,the business of joint-stock banking companies is also facing business transformation.The trend of demand,financial management and demedia of bank deposits has been continuously strengthened,and the overall source of funds for the banking industry has been reduced and the deposit growth rate has continued to slow.Higher deposit costs add to the bank's operating costs.Deposits are the main source of funds for commercial banks and the main source of profits for banks.The importance of deposits is close to blood in the body.There is no deposit.Loans become passive water,and intermediate businesses such as financial management and settlement have no focus;Banks have a strong incentive to strive for deposit resources,and the growth indicators set by the management of each bank according to its own situation have also become an important indicator to judge the management level of banks at all levels.In order to ensure the steady growth of corporate deposits,The financial sector of the company needs to focus on optimizing the deposit structure,reducing the cost of deposits,and constantly strengthening the customer base to catch the source and attract live water.To this end,it is an important task for the stock banks to analyze the transformation of the public debt business and the implementation of the strategy of the bank,and to further explore the response measures of the joint-stock banks.It is also the main research content of this report.Based on the changing environment of the public deposit business,this paper focuses on the research of the deposit business situation of a joint-stock Bank N branch,and analyzes the transformation and strategic implementation of the joint-stock bank business under the current situation.Analyze the competition situation and position of the bank,and further deepen the development strategy of the bank;Further follow the development trend of financial science and technology;Step by step to improve the coordination model of silver insurance;The network maintained a moderate growth rate and deepened its transformation.Combining the advantages of location,forming the difference advantage of serving the country's strategy and advancing the difference development strategy six aspects put forward the next development proposal,which has certain reference significance for the transformation of joint-stock commercial banking business.