Investigation Report On Financing Of Chestnut Industry Chain In Qianxi

The development of agricultural industrialization is conducive to improving the modernization of agriculture and promoting the stable development of the national economy.It is an important way to solve the problems of Agriculture,Rural areas and Farmers.However,formal financial institutions are constrained by factors such as high credit costs,information asymmetry,and high risk of agricultural production and operation.Their enthusiasm for providing financial services in rural areas is generally low.The financial needs of farmers,cooperatives and enterprises in the agricultural industrial chain have not been fully met,and “funding difficulties” have become a key issue restricting the development of China’s agricultural industrialization.The unique soil environment and suitable climate make Qianxi County the best growing area for chestnut and gain the reputation of “The hometown of Chinese chestnut”.With the continuous development of the chestnut industry,Qianxi has become the core production area of Jingdong chestnut and the largest chestnut export base in the country.At the same time,the obstacles and difficulties in the development of chestnut industry in Qianxi County have gradually become prominent: the Qianxi chestnut professional cooperatives and the chestnut processing and sales enterprises have insufficient liquid assets,and the main body of the chestnut industry chain faces different levels of financing difficulties.The purpose of this paper is to solve the financing problems faced by the main body of the Qianxi Chestnut industry chain and promote the prosperity and development of the Qianxi Chestnut industry.This paper uses the literature research method,the questionnaire survey method and the field survey method.Firs,consulting the relevant literature at home and abroad,and then to summarize and sort out.In order to comprehensively understand the status quo of Qianxi’s chestnut industry chain and the financing characteristics and borrowing of the main body in the chain.Twenty chestnut professional cooperatives and several chestnut enterprises in Qianxi County was conducted field survey,and selected three Qianxi Chestnut enterprises of different scales to conduct in-depth interviews on actual borrowings.According to the survey results,the financing needs of the chestnut farmers in the Qianxi chestnut industry chain are relatively small;the financing needs of the chestnut professionalcooperatives and chestnut enterprises are more vigorous and difficult to meet.The reason why the financing difficulties in the Qianxi chestnut industry chain is due to the imperfect construction of the management system of the chestnut professional cooperatives,the poor profitability and the high threshold for financial institutions to lend.Finally,suggestions for the above problems are made,in order to obtain better development of the chestnut industry in Qianxi County.