Research On Performance Evaluation Scheme Optimization Of DT Rural Credit Cooperatives Based On Balanced Scorecard

In traditional performance evaluation scheme of our country has a certain understanding,under the condition of our country commercial bank has always focus on financial indicators in the index set,did not pay attention to the demands of non-financial indicators are put forward,based on this background,this article will the balanced scorecard theory as the theory reference basis,combining with the characteristics of development of commercial Banks,for its performance evaluation scheme optimization of targeted measures were put forward.We hope to take this opportunity to objectively evaluate the current operation status of commercial Banks from an overall perspective,so as to improve the core competitiveness of Banks and enable them to face the challenges brought by the financial globalization market in a proactive manner.This article will DT rural credit cooperatives as the target,first of all,introduces the basic situation of rural credit cooperatives,DT and from multiple angles to the line that the objective has been made to the performance evaluation of understanding and the thorough analysis,to comb,there are many problems including the lack of communication and feedback mechanism,the heavy financial indicator light non-financial indicators,pay attention to short-term performance evaluation and ignore the long-term development and development strategy of disconnect,ignore the external factors such as problem,and the existing problems respectively from the perspective of departments and employees reason analysis;Secondly,introduce the balanced scorecard,this paper expounds the DT rural credit cooperatives to introduce the necessity and feasibility of the balanced scorecard,determine the principle and method of optimization,the DT strategic target of rural credit cooperatives are decomposed and map the strategy,according to the strategic target decomposition to determine the selection of the balanced scorecard in each dimension index,and using the analytic hierarchy process(AHP)to determine the index weight,has completed the optimization of evaluating the performances of rural creditunions in DT scheme.Finally,the guarantee measures of optimization plan are put forward from the aspects of building and supporting the implementation of balanced scorecard platform,cultivating the consciousness of all employees,and constructing enterprise culture,etc.,to lay a solid foundation for the good operation of the optimized performance evaluation plan.Through the research of this paper,I hope to provide some references for improving the performance management level of DT rural credit cooperatives.